Buying
The Steps to home Ownership
There are over a dozen people who will touch a Purchase and Sales Agreement before a home sells. Let us be your personal concierge through the process ensuring the smoothest and moststress free experience possible.
1) A Complementary Buyer Consultation- At the consultation we will walk you through thebuying process step by step so you know exactly what to expect. We will also discuss yourwants and needs in a new home, your timeline for moving, take a look at existing home inventory and help you get preapproved.
2) Connect with a lender- Every buyer’s situation is different, we will help you in selecting the right lender with the programs that best suit your needs and get the ball rolling.
3) Build Credit- Need to build or repair your credit? No problem, we are happy to help you outline a plan to make your home buying dreams come true.
4) Start Looking- Get you out and looking at homes that fit your wants and budgets. Not in the area? We got you covered with video walk throughs and tours.
5) Write an offer- Once you have located your dream home, we will sit down with you and help you write the strongest offer possible, while helping ensure you don’t over pay or get trapped in a bad deal.
6) Home Inspection- Once an offer has been accepted, the next step is to perform a home inspection. We will partner you with industry experts to make sure you are comfortable in your investment and not stepping into a money pit.
7) Appraisal- Most buyers will be required to have an appraisal done. This gets ordered by your lender. The appraiser is a neutral third party who confirms the value of the property for the lender.
8) Final Signing- Once you are past the inspection and appraisal, escrow will have you come in and sign your final paperwork for the loan and the home purchase.
9) Funding and Recording- On the closing day, your lender will fund the loan, escrow will disperse funds, and release the property to record with the county.
10 Move In!- Once we have confirmation of recording you officially own your new home and we can hand over keys and you can start unpacking!